| Front Cover Page | 1 |
| Contents | 2 |
| Corporate Profile | 3 |
| Group Operating Structure | 4 |
| Corporate Information | 5 |
| Chairman’s Statement | 6 |
| Financial Summary | 9 |
| Financial Highlights/Financial Calendar | 10 |
| Business Review | 11 |
| Profile of Board of Directors and Key Management | 16 |
| Corporate Governance Statement | 22 |
| Directors’ Statement | 36 |
| Independent Auditors’ Report | 42 |
| Consolidated Income Statement | 43 |
| Consolidated Statement of Comprehensive Income | 44 |
| Balance Sheets | 45 |
| Consolidated Statement of Changes in Equity | 47 |
| Consolidated Cash Flow Statement | 49 |
| Notes to Financial Statements | 51 |
| Details of Properties held by the Group | 121 |
| Statistic of Shareholdings | 124 |
| Notice of Annual General Meeting | 126 |
| Proxy Form | 130 |
| Back Cover Page | 134 |